Scenario NO.1 – Excess 

EXCESS: 1% or 2% of Motor Vehicle Sum Insured

       Scenario 1

  • Vehicle Sum Insured: RM850,000 X 1% : RM8,500.00(EXCESS)
  • Workshop Claim       : RM 20,000.00(Actual Amount)– RM 8,500.00(Excess)

: RM 11,500.00- Amount Payable by Insurance


High Risk/ Prone to Theft                                                                                                                                                              Numerous Accident in a year                                                                                                                                                          More than 7/9 Years

 To Be Continued

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